Home Building Loans

All-In-One

One closing. Zero friction. Total control.
A seamless, single-close facility that carries a project from raw land through the sale of the final rooftop. This reduces closing costs and eliminates "re-underwriting" risk.

Why Choose Us

  • Execution Certainty:  Eliminate the risk of your A&D lender refusing to fund the vertical. One relationship, one set of docs, one path to completion.
  • CFO Efficiency: Save hundreds of hours in administrative overhead and thousands in repeat legal/appraisal fees by closing once for the entire project lifecycle.
  • Strategic Partnership: Thanks to our backing from institutional partners like AB CarVal, we have the "dry powder" to support your largest multi-phase master-planned communities.
Core Markets
Washington
Idaho
Oregon
Utah
Arizona
Secondary Markets
Markets in the Continental United States considered on a case-by-case basis.
Who We Lend to
  • Tier I Builders: Large, scaled regional production builders or regional divisions of national builders typically managing 100+ units per year across multi-phase subdivisions.
  • Tier II Builders: Strong local builders completing multiple infill or small subdivision projects per year, typically with 10+ vertical starts annually.
  • Sponsorship: Developers with 5+ years of relevant experience and established track records.
Who Don't Lend to
  • Consumer/Retail Borrowers: We only lend to entities (LLCs, Corporations, etc.) for commercial business purposes.
  • Sole Proprietorships: Non-entity borrowers are generally outside our lending scope.
“Cedarline made the financing process seamless. Their team truly understands what builders need to stay on schedule."
– [Customer Name], Developer

Recent Deals

Townhomes (33 UNITS)
Vertical Construction
$11.39M
Herriman, UT
SFH / INFILL
Vertical Construction
$3.20M
Lake Oswego, OR
Townhomes (5 UNITS)
Vertical Construction
$2.39M
Gold Canyon, AZ
SFH / SUBDIVISION (34 UNITS)
Vertical Construction
$9.78M
Redmond, OR